Available Home Loans

Preferred Lender Programs *



Ready to make a move?  Apply today!

Finding the right financing is a huge step toward buying your dream home, and we want to make that process as smooth as possible.  That’s why we’ve partnered with a trusted local community bank to offer a variety of exclusive financing options designed to help you.

Our partner lender provides some of the most competitive programs on the market, including options with zero closing costs or zero down payment.  We’ve done the research to find a lender that prioritizes fair and competitive programs for our homebuyers.  We simply connect you with them.

To be clear, we are not a financial institution, so we don't profit from your loan.  Our focus is exclusively on what we do best:  building beautiful, affordable homes.  This allows our customers to find the absolute best financial solutions; with no markups, no tricks, no gimmicks.

Mortgage Programs Available:

  • No Closing Costs Home Loan:  A great option to reduce your out-of-pocket expenses when you close on your new home.
  • No Down Payment Home Loan:  Ideal for buyers who want to purchase a home with only upfront closing costs.
  • Hero Loans:  Special programs to honor and support those who serve our communities.
  • Construction-to-Permanent Loans:  Streamline the financing for both the construction and the final mortgage into one convenient loan.
  • FHA Home Loans:  Government-backed loans with flexible requirements, perfect for first-time homebuyers.
  • VA Home Loan:  Exclusive benefits and competitive rates for eligible veterans and active-duty service members.
  • Adjustable-Rate Mortgage:  A loan with a lower initial interest rate that adjusts over time, which may be a good fit if you plan to move or refinance in the future.
  • Conventional Fixed-Rate Mortgages:  The traditional choice for predictable, stable monthly payments over the life of your loan.


By filling out the form below, you can have a dedicated lending expert contact you directly to discuss your options.  They can guide you through a wide range of mortgage programs designed to make buying your new home more accessible and affordable.  We will also plan on following up with you shortly after.

Mortgage Inquiry Form


* DISCLAIMER
Moonstone Homes does not offer or originate mortgage loans.  All referenced mortgage programs are provided and managed exclusively by our preferred lender, an independent company with which we are not formally affiliated.  We cannot guarantee loan outcomes, availability, interest rates, and/or specific terms.  Any loan approval is subject to the lender's credit qualifications and underwriting guidelines.  We encourage you to research multiple lenders to compare and find the best option for your home purchase.  This information is for a general understanding and should not be considered an endorsement and/or financial advice of any kind.
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